Would you consider speaking with another financial advisor? (But that would only be useful if you could find someone with a less black/white view) We have a good relationship with our young, female advisor - who completely "gets" that the "best thing to do" and the "right thing to do" are not the same - she would say any amount that you can tuck away for retirement is a good thing - and you and Grant are way early to start on the path compared to many! Then you strive to have a little each year to add on - like the emergency fund you set aside each year, and when it isn't needed for house repairs, or something - you put it in the retirement fund at the end of the year? I know nothing of US tax laws, but if this money is taxable, does putting an amount in an RRSP help in that way? (anne)
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No more advice!
Date: 2008-03-25 01:46 pm (UTC)(anne)